Need an appraisal in Loveland or Weld County?
Check out the top seven reasons why Colorado homeowners need Tri-County Appraisals:
We at Tri-County Appraisals understand the unique needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Tri-County Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.
Challenging property tax assessmentsYour local tax assessor may have your house overvalued if you live in a local area that is declining. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting a professional appraisal from Tri-County Appraisals is your perfect weapon.
Need to cancel PMI?PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Tri-County Appraisals, we're experienced in helping folks just like you rid themselves of unneeded and unwanted PMI insurance.
Was your HELOC recently frozen?Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow standpoint. Tri-County Appraisals can help you reinstate your home equity line of credit with an expert appraisal.
We Provide Field and Desktop Appraisal Review ServicesHave you just gotten a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for precision or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Tri-County Appraisals can help you with that. While typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home.